The Transport Credit Union


Lending rates now start from as low as 3.1% flat rate (5.9% APR on the reducing balance) depending on size of loan and including your free life insurance.
Our loan rates do not vary during period of an agreed loan- and you can pay off a loan at any time without penalty.


At each Annual General Meeting the Board will recommend the Dividends for our past financial year dating from 1st October to 30th Sept, following acceptance by the Members present these payments will be calculated for all active accounts at this date and the monies placed in those accounts at the earliest opportunity.

* Please note:
1. Dividends can vary from year to year based on profitability, business requirements and other external factors.

2. Your credit union Dividend is paid gross of Tax, as normal, you should ensure you meet any taxation

responsibilities that may be due.




You may get up to £1,000 of interest tax-free depending on the Income Tax band you’re in.

This is your Personal Savings Allowance.

Income Tax band

Tax-free savings income

Basic rate


Higher rate


Additional rate


Savings covered by your allowance

Your allowance applies to interest from bank and building society accounts and savings and credit union accounts



The better way to save
A cheaper way to borrow 



The EU General Data Protection Regulation (GDPR) is the most important change in

data privacy regulation


Click here to see our statement


you can also download a copy by clicking below

GDRP Privacy Statement
PRIVACY STATEMENT -25th may 2018.pdf
Adobe Acrobat document [487.4 KB]


Transport Mortgage Services for Credit Union Members


Estate agent service for Credit Union Members

Our Member Service Team can take your personal call

Mon - Thurs 8.45am - 16.00pm
Friday 8.45am - 15.00pm
10 Lines waiting for your call.

Licensed  by : FCA for Money Counselling.

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