The Transport Credit Union

Loans from the Credit Union

 

Have you seen the words "typical Loan" in financial adverts?

"Typical or From" usually means that this is probably one of the best rates that the company has to offer and is used to attract your attention; in reality the chances are you will not qualify for the advertised rate.

The Transport Credit Union does not use such marketing "techniques" and operates a "what you see is what you get policy". Loans can be arranged with our current rates as follows:


 

LENDING RATES TABLE 2017

 

Amount Borrowed

Interest Rates

APR

£100+

To

£2,000

           *8.3%

  15.9%

£2,000+

To

£3,000

7.8%

  14.9%

£3,000+

To

£5,000

6.7%

  12.9%

£5,000+

To

£7,000

         **6.2%

  11.9%

£7,000+

To

£8,000

5.5%

   9.9%

 £8,000+

To 

        £10,000

4.2%

    7.9%

    £10,000+                                                     ***3.1%                            5.9%

 

 * £1000 borrowed for a year is only £83 Interest  

**Each £1000 borrowed for a year is only £62 Interest

***Each £1000 borrowed for a year is only £31.14p Interest

(APR for comparison is calculated on reducing balance).

 

 

Property Secured loans

Property secured loans can be arranged with rate available on application.

 

We are so proud of our Small print we made it larger !

 

 

No surcharge if you settle your loan early.

 

No set up fees.

 

Free Loan Protection Benefit*

                                                                         (*Conditions apply-details on request)

 

Interest is calculated on the reducing balance.

 

Loans are fixed rate.

 

If you no longer want your loan, send it back within 14 days and be charged £0.



The better way to save
A cheaper way to borrow 



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Our Member Service Team can take your personal call


Mon - Thurs 8.45am - 16.00pm
Friday 8.45am - 15.00pm
10 Lines waiting for your call.



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