We are an ethical lender, here to provide our members with low-cost, fixed rate loans – the loan rates you see advertised are guaranteed and will not change based on your circumstances – we price the loan, not the member.
Our standard loan rates run from 15.9% APR – 5.9% APR depending on the amount borrowed.
Members can apply for a standard loan, as long as they have been in employment for at least 1 year or have previously borrowed an introductory loan from the Credit Union.
Loan applications are reviewed by our experienced loans team, we do not lend via “automated” decisions, meaning your application receives that fair, personal touch. It also means we can help those who may be unable to access mainstream or affordable lines of credit.
You can apply for a top-up loan even if you are still repaying your last loan – the new loan is just added to your existing loan balance. Our loans range from £100 up to £25,000.
As a responsible lender, we cannot guarantee loan outcomes; all loan applications are subject to affordability and sustainability checks, including credit check.
📞 Call us at 0141 221 7474
🌐 email us at enquiries@transportcu.co.uk
🏢 Visit us at 186 Argyle Street, Glasgow, G2 8HA
Here for your every need.
How to apply
If you would like to apply for a standard loan, you can download loan application for printing here. If you are unable to print this off please call the office and we can post one to you. If you are local, you can always pop into our office and complete there and then.
We will also need – x2 most recent wage slips, sight of most recent, full month’s bank statement (for applications of £5,000 and over).