Standard share account

This is your main account and an annual dividend is payable on this account.

The recommended dividend on your standard account from 1st Oct 2018 to 30th Sept 2019 will be an excellent 1.05% will be paid Feb 2020.
You can also use these shares to borrow against and can apply for up to five times shares value. Your standard account shares will be held as security with a standard loan.

A lump sum payment of up to £1,000 may be paid into this account in any given 24 months.

Easy Saver

This is an additional members’ account and an annual dividend is payable on this account also.

The recommended dividend will be the same as your standard share account.

This account is similar to your standard share account, however there is no borrowing facility on this account. It is an ideal way to save and access savings if you do have a loan linked to your standard share account – great for saving for that special event such as Christmas.

view form

Gold Saver

This additional account is designed for members to save longer term.

This account benefits from a higher dividend – the recommended dividend for savers from 1st Oct 2018 to 30th Sept 2019 will be a superb 1.25%, will be paid Feb 2020.

You must pay at least £20 per week into your standard share account and then you can pay up to £25 per week/£100 per month into your Gold saver account. 30 days notice is required for all share withdrawals from this account.

No lump sum deposits can be made to this account. The total you hold between the higher dividend accounts (Gold saver and Platinum account) is £40,000. Any monies over the £40,000 will automatically transfer to your standard share account.

Further details available from office on request.

view form

Platinum Account

This additional account is designed for members to save longer term.

This account benefits from a higher dividend – the recommended dividend for savers from 1st Oct 2018 to 30th Sept 2019 will be a superb 1.5%, will be paid Feb 2020.

You must pay at least £20 per week into your standard share account and then you can pay up to £25 per week/£100 per month into your Gold saver account. 60 days notice is required for all share withdrawals from this account.

No lump sum deposits can be made to this account. You can have a maximum of £10,000 in your Platinum account. Any monies over £10,000 will automatically transfer to your Gold Saver account (We will create one for you if you don’t already have one). The total you hold between the higher dividend accounts (Gold saver and Platinum account) is £40,000. Any monies over the £40,000 will automatically transfer to your standard share account.

Further details available from office on request.

view form