Yes, you can certainly apply however the Loans Department will most likely require some further information from you. If you wish to apply for one …
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Can I reduce my payment?
If you do not have an outstanding loan balance, you can complete an earnings deduction form to amend your payment. If you have a loan, …
Can I make lump sum payments towards my loan or repay early?
Yes. This will reduce the term of the loan but not the monthly repayment. You can repay your loan early, penalty free. Please give us …
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What if I have a poor credit rating?
We understand that people go through difficult financial periods and it’s not always easy getting back on your feet. The Loans Department consider each loan …
Do you use credit reference agencies?
Yes we do. As a responsible lender we must comply with Government lending guidelines and this means we may have to carry out a credit …
How do I apply for a loan?
If you would like to apply for a loan, you can download a loan application form here. If you are unable to print this off …
When can I borrow?
If you don’t currently have a loan, you can apply to borrow from us at any time. If you have an existing Standard Loan balance …
How do I withdraw my shares?
If you have registered for the online account facility, you can request to withdraw shares through the members’ area. Alternatively, you can complete a share …
Can I withdraw from my shares if I have an outstanding loan?
If at any point your share balance exceeds your loan balance, you can withdraw the difference. The rest of your shares are held as security …
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When can I withdraw from my savings?
You can withdraw from your standard share account at any time, up to 6 times over a 12-month rolling period. It will normally take two …