When can I borrow?

If you don’t currently have a loan, you can apply to borrow from us at any time. If you have an existing Standard Loan balance a new loan obtained will be added on to the existing balance as a “top-up loan”. We also provide other loan products which run alongside your main Standard Loan account.

If you are a new member, you can apply for an introductory loan once your first payment has been deducted from your wage.